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Kiva offers 0% interest, no fee, no collateral loans
Crowdfunded loans backed by millions of lenders and strategic partners.
it's a loan, not a donation
What is Kiva?
Kiva is an international nonprofit crowdfunding platform that believes in character over credit and the power of community-based lending. Through crowdfunding, they’re able to provide funding opportunities for entrepreneurs where conventional lenders won’t. With Kiva, you can receive a loan up to $15,000 with 0% interest and no fees.
Kiva offers 0% interest, no fee, no collateral loans
Who is Kiva Oregon?
Kiva Oregon is a partnership between Kiva, an international nonprofit, and Foundry Collective. Foundry Collective serves as a local Hub of Kiva for rural Oregon communities and is supported by Business Oregon.
When you submit your application, it goes directly to Kiva Oregon's Capital Access Manager. They will follow up with your application before submission to Kiva, update you on your loan application status, provide additional support, and answer your questions. You'll be assigned a dedicated manager who will help guide you through the Kiva Loan process and ensure you receive the support and guidance you need to grow your small business successfully.
Foundry Collective helps rural communities in the PNW create vibrant Main Street Entrepreneurship cultures. It works with locally based organizations to offer resources and knowledge to support "starters" and small business owners.
Through our Reinventing Rural Initiative, rural communities gain access to programs and tools, including CO.STARTERS programs, IdeaBuddy business planning tools, Building Your Business workshops, and KivaU.S. loan assistance.
How Kiva Works:
Contact us first if you need assistance with your business plan or Kiva loan application. We offer pre-application aid to help you get your loan approved and provide you with resources to promote your loan and ensure you fund. Foundry Collective is a Kiva Trustee, and by working with us in advance, you also can get a valuable endorsement that can improve your fundraising abilities.
Apply
Complete the online Kiva application process. This should take about 30 minutes.
review
Kiva will review your application and let you know how much you qualify for.
Invite
Once qualified, begin fundraising by inviting your network to get you started.
Fundraise
Once public on Kiva.org, you'll have the support of 2 million lenders and strategic partners
Repay
As you repay, your lenders receive their funds back to lend again and continue the cycle.
How Our Reinventing Rural Initiative Helps:
co.STARTERS
We support CO.STARTERS program delivery throughout rural Oregon and the PNW.
IDEABUDDY
We offer free tools to help create your business model, test your idea, and build a business plan.
assistance
We are with you every step of the way, before, during, and after you begin your Kiva loan process.
Trustee
We add credibility to our borrowers by vouching for their character, business, and impact.
The Power of Community
Kiva's unique community-backed model helps business owners access loans with the help of their communities. As a lender, you can create opportunities and help others work toward their dreams—whether it's a loan to an artist looking to fund their next exhibition, someone needing to purchase new equipment, or an entrepreneur with a creative idea for a new business.
Kiva Oregon Thanks The Ford Family Foundation, Business Oregon, and Umpqua Bank for their strong support
Kiva Loans
Become a Lender
Each lender on Kiva lends for different reasons. Many believe that small, locally-owned businesses benefit their communities and want to see them thrive. For others, it's even more personal: they want to support friends, neighbors, and businesses they frequent. Also, because it's a loan, lenders are repaid, enabling them to re-lend and multiply their local impact.
Lenders receive the exact amount they loaned over one to three years. The minimum amount someone must lend on Kiva is $25.
Untamed Spirit Gallery - Burns Oregon
Over The Top Treats - Burns, Oregon
Kiva Loans
As a Trustee
As a Kiva US Trustee, we invest in economic development in rural communities in Oregon and the PNW. We work with startups and small business entrepreneurs to help them better position themselves for success, whether they are launching a new business or growing an existing one.
When you apply for a Kiva US loan using our trustee link and gain our endorsement, you gain a valuable partner who is with you every step of the way. As your trustee, we actively advocate for all our borrowers via "endorsements" to help you fully fund.
Nikki - She Fire - The Dallas, Oregon
kiva loans
Join our Lender Team
The Reinventing Rural Kiva lending team is a community built around the common interest of supporting rural startups and small business entrepreneurs. When you join Kiva and the RR lending team, you help show the collective impact we can make by rallying around shared lending goals.
As a team member, each of your loans counts towards the team's impact and demonstrates the power of peer-to-peer lending at its finest. Also, we'll let you know when rural businesses are approved for loans so you can help these entrepreneurs achieve their dreams.
